What do Undertakers and Insurance Adjusters Have in Common?

What I am about to report is very disturbing.  Two industries in the United States, the insurance business and the embalming business, are both reporting a very high uptick in deaths during the last half of 2021.  These industries see something happening from opposite ends of the universe.  Undertakers (embalmers in particular) are reporting an increase in dead people arriving at funeral homes (more on that below) and the insurance business reports huge increases in the rates of deaths during the 3rd and 4th quarters of 2021. 

The insurance industry keeps a close eye on death rates.  The death rate is often expressed as the number of deaths per 1,000 of the population per year.  The death rate does not change much year to year.  A certain number of people die every year across the United States due to old age, accidents or disease.  The death rate has been in the “8’s for some number of years as shown below.  (The chart below is found here.) All 2020 and later data in the chart below are UN projections and DO NOT include any impacts of the COVID-19 virus. But if you look at pre-2020 you will see that the death rate is stable in the “8’s”.

Even though the above chart of death rates is not accurate for the year 2020 to now, the insurance industry has discovered a large increase in death rates that cannot be ignored.

The CEO of OneAmerica (Scott Davison) recently came out and said–  “We are seeing, right now, the highest death rates we have seen in the history of this business – and not just at OneAmerica.  The data is consistent across every player in the business.”

Davison said the increase in deaths in the 3rd and 4th quarter of 2021 represents “huge, huge numbers,” and that it’s not elderly people who are dying, but “primarily working-age people 18 to 64”. “And what we saw just in third quarter of 2021, we’re seeing it continue into fourth quarter, is that death rates are up 40% over what they were pre-pandemic,” he said.  “Just to give you an idea of how bad that is, a one-in-200-year catastrophe would be 10% increase over pre-pandemic,” he said. “So 40% is just unheard of.”  

Similarly, Germany’s largest life insurance company BKK, just came out with an alarming estimate that the experimental vaccines killed 31,000 people there.  Actuaries are the world’s experts in exactly this form of data analysis.  The German article says: “An analysis of millions of insured persons’ data from the BKK company health insurance company comes to significantly higher figures for side effects…”. The new data is an “alarm signal,” says BKK board member Andreas Schöfbeck.”   

What is going on here?

An answer to “what is going on here” may come from the funeral home industry (as macabre as it may be).  In the last month several embalmers and funeral home directors have come out to tell a story about what is happening on the embalming table. Richard Hirschman, a funeral director in Alabama with over 20 years’ experience spotted really strange blood clots in dead people in early 2020 after Covid-19 hit.  The deaths increased and he “got really, really busy” after the vaccines rolled out in Jan 2021.  He had 3-4 times as many “clients” than he had during the Covid year.  In other words, more people were dying after the vaccines rolled out than even during the Covid year according to his funeral home.

Starting about July 2021 (6 months after the vaccines were rolled out in his state) Hirschman started to have problems pumping embalming fluid into cadavers.  Without going into a lot of detail he discovered and photographed long clots that he removed from both arteries and veins.  (Photo at the end of this article).  At first, he saw this in about 50% of cadavers (mid 2021).  By January 2022 he saw it in 20-24 out of 35 people.  Now he sees it in 80% of cadavers (February 2022).  According to Richard Hirschman this is highly unusual.  He rarely found any kind of clot in cadavers before the Covid vaccine rollout.

Hirschman has 15 colleagues in the embalming industry that all say they are seeing the same thing but prefer to stay anonymous.   If you want to hear more, go to his 30 min interview with Dr Jane Ruby.  And another longer interview with Steve Kirsch.  Hirschman reports that the cause of death for these people is sometimes “Covid-19” but most die from various cardiovascular events such as strokes and heart attacks.  In Richard Hirschman’s mind, the clots he is seeing are likely caused by the vaccines.  He admits that he cannot prove these clots are vaccine related but he sees a huge correlation. When he embalms a vaccinated individual he sees very large clots.  According to Hirschman, he never sees clots in people that were not vaccinated (except for one individual who was not vaccinated but had received blood transfusions). 

Dr Jane Ruby Richard Hirschman

Hirschman hesitates to tell family members what he has found as he does not want to incite fear in a family member especially if that family member was also vaccinated.  He has photographed the clots in order to document his findings and some have been sent to a lab for analysis.  No one in the main stream media, or in government or in the medical community or the CDC or FDA has contacted Hirschman to learn more.  No one.  Why is that?

Richard Hirschman is in Alabama.  It is not known how widespread this clotting observation is. It is possible that other areas of the country are seeing different amounts due to variations in the strength of the vaccines administered.  We know that the vaccine “doses” appear to vary by lot number per the data from the VAERS system.  Some lot numbers seem to cause more deaths than others. Some lot numbers have almost no side effects reported and others seem to cause many side effects. We know this because several very analytical people have taken the VAERS data and looked at illnesses and deaths by lot number.  If you were vaccinated, you can look up your lot numbers HERE (not all lots will be represented). 

The clotting problem has been investigated by researchers Dr Beverly Rubik  and Robert R Brown.  (I met Beverly Rubik at a Weston Price conference years ago!).  They looked at live blood cells (live blood analysis by dark field microscopy) before and after vaccination.  The blood cells after vaccination are seen to stack or clump together (called rouleaux).  “Rouleaux formation, particularly in the setting of underlying endothelial damage, can clog the microcirculation, impeding oxygen transport, contributing to hypoxia, and increasing the risk of thrombosis.”  

As explained by the researchers:  “Spike protein engagement with ACE2 receptors on cells lining the blood vessels can lead to endothelial damage, even when isolated”.  This does not look good any way you look at it.  Is this the cause of the blood clots seen by the embalmers?  Is anyone in the FDA or CDC interested?

And one last question- What does a vaccine problem look like to a doctor in a clinic??  Listen to the answer HERE as two doctors in a Tennessee hearing answer the question in 1 minute and 30 seconds.

In summary, the death rate is increasing as evidenced by the insurance business, not only in the USA but also in Europe.  And funeral directors are noticing it. Since the cause of death (on the death certificate) can be manipulated, the fact that a death happened, cannot be manipulated.  Now that the pandemic is waning, and is largely gone, when will the medical industry take notice that something very bad may be happening and it might be related to the roll out of experimental vaccines

A large clot found in a cadaver

This blog is not intended to provide medical advice. Go HERE for more of my articles on Covid.

4 Comments

  1. Keep up the good work. Evidence no one is prepared to look at. More vacs. Very evil.

  2. I had seen this interview with the embalmer and even that information about such large and unusual type of clots should alarm everyone. I wonder if the insurance actuaries will begin advising on insurance rates to consider vaccination status; this could be a turning point. I don’t usually look for insurance companies to truly guide health decisions but maybe people would think twice before rolling up their sleeves for the jab….

  3. Insightful and concise as usual! I’ve been reading reports from insurance companies (actuaries) and funeral directors as well. Indeed these reports are very credible, and yet they are being largely ignored. Gives new and poignant meaning to the phrase “The only thing necessary for the triumph of evil is for good men to do nothing.”

  4. Very interesting information. I had heard a little about the life insurance increase but had not seen anything on the funeral home discussion. Have also heard about the increase of cancers because the spike protein competes with the “anti-cancer” entities in our bodies.

    Will we ever find the truth??

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